Retire better: how do I do it?

We all aspire to retire better – and to enjoy those retirement years in good health and with enough  wealth to enjoy our later years.

But have we got the right plan in place to do that? Do we understand the options clearly in what can seem a complex web of pensions, savings, investments, cashflow and income drawdown?

Join experts from Johnston Carmichael Wealth at our FREE online masterclass. They will help you better understand the options – and work out how to create a successful plan to retire and enjoy that healthier, wealthier retirement that you deserve.

How has retirement changed – and how have pensions evolved to address that changing landscape?

How can you work out what you need to retire based on your lifestyle goals – and what are the options to fund that?

What is cashflow modelling and how can you use it to work out if you’re on track?

How can you make the most of your savings and investments to create a retirement income strategy that meets your needs? And how can you make the best of the relationship between your investments and your pension?

What is income drawdown and how might it work best for you?

What are the risks and the trade-offs?

The event is hosted by Kim McAllister, host of BBC Scotland’s Clever about Cash.

Our panel of experts from Johnston Carmichael Wealth  will discuss:

1.05pm: Stuart Walker – Head of Planning
Outlining the current pension landscape, how it has changed over the years and what challenges lie ahead.

1.20pm: Kirsti Macdonald – Technical Specialist
Highlighting what you need to retire, and cover your living costs to suit your lifestyle.

1.35pm: Rory Brand – Financial Planner
Flexi-Access Drawdown – what is it and how does it work? What else should you be thinking about when making decisions about retirement?

1.55pm: Ross Leckridge – Chartered Financial Planner
At retirement – how to get the most out of your savings and investments and create the retirement income you need

2.10pm: Q&A with the host and all the experts